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An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.

A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.

Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.

529 plans are tax-advantaged savings plans that generally allow people of any income level to contribute.

Before investing in stocks, it is important to understand some of the basics and the risks involved in owning stocks.

A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.

It is important to understand how dividends (taxable payments to shareholders) fit with your long-term goals.

ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.

A 403(b) plan is a tax-deferred retirement savings plan that can only be offered by a 501(c)(3) tax-exempt entity.

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

The SIMPLE plan may appeal to small business owners as it is easy to set up, administer, and allows for a tax deduction.

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

A Roth 401(k) is funded with after-tax money, and allows for tax- and penalty-free withdrawal of earnings if requirements are met.

A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.